Steve McKnight Quotes

100 Steve McKnight Quotes

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I’m an investor who uses real estate, not a real estate buyer who dabbles in investing.
Steve McKnight

A property investment that loses money is a liability, not an asset. Holding too many liabilities will send you broke.
Steve McKnight

Buy properties that make money from day one.
Steve McKnight

The reason why so many investors own so few properties is simply that they cannot afford to own more.
Steve McKnight

I’m a firm believer that ‘timing the market’ is much more important than ‘time in market.’
Steve McKnight

Building wealth takes time and those who lack the necessary commitment soon fall by the wayside and often return to the comfort zone of exchanging time for money (through a job).
Steve McKnight

Our fears keep us stuck in comfort zones.
Steve McKnight

I am not a property investor. I am an investor who invests in property.
Steve McKnight

The wealthy pay for their trinkets using ongoing cash profits derived from their investments.
Steve McKnight

You’ll make the most money on deals where you solve both property and people problems.
Steve McKnight



For selected buyers, you might want to consider offering vendor’s terms to help finance their purchase. In return, you can increase the selling price given the extra risk involves. The same is true if you were offering a second mortgage.
Steve McKnight

Make sure you seek the support of people who share your passion – don’t waste energy trying to convert others to your different way of thinking.
Steve McKnight

If you can meet the vendor’s most pressing need for selling then you’ve almost certainly got the sale!
Steve McKnight

It requires less effort to save a dollar than it does to earn a dollar.
Steve McKnight

In every case of financial hardship that I’ve ever seen, the problem has not been earning too little, but spending too much.
Steve McKnight

I’ve met many… people – investors who think they can set the world on fire but, when push comes to shove, their fear results in them being all talk and very little action.
Steve McKnight

Your biggest opportunities for growth and profit come from confronting your fears.
Steve McKnight

I’m not a big fan of overly extravagant or opulent lifestyles – heck, I drive a Mazda 323!
Steve McKnight

I consider a normalised Australian dollar to be around 80 US cents.
Steve McKnight

Up the rent before selling to increase the yield for unsuspecting investors.
Steve McKnight



Be flexible on price or terms.
Steve McKnight

A research analyst once visited a series of aged care centres and surveyed a sample of residents. They were asked, ‘If you had your life over again, what would you do differently? The top two answers were 1) Take more risks and 2) Spend more time with family.
Steve McKnight

We need to change with the market or risk our investment strategy becoming irrelevant or obsolete.
Steve McKnight

When the Ballarat market boomed, we went to the La Trobe Valley. When prices went up there we went to Tassie. Once Tassie took off, we went to New Zealand, and then to the United States. Along the way we changed from residential homes to blocks of units, and then to commercial property.
Steve McKnight

You should buy when the price trend is up, and sell when the price trend has peaked and is falling. In a sideways market I’d buy, create value, and then sell for a quick profit.
Steve McKnight

Sophisticated investors adapt to changing market conditions by varying their approaches so that they capture the benefit of an uptrend while also mitigating the prospects of being wiped out in a downturn.
Steve McKnight

Experienced investors cut losses fast! Smart investors base their decisions on current market value rather than cost.
Steve McKnight

Selling property recycles debt, locks in profits and improves borrowing ability.
Steve McKnight

In summing up successful wealth-creation strategies, you must grow your equity faster than your debt in order to grow your wealth. Conversely, the worst wealth-creation strategy ever, is to borrow against equity for lifestyle expenses.
Steve McKnight

The more problems you can solve, the more you can get paid.
Steve McKnight



Problem + Solution = Profit
Steve McKnight

If you buy a solution property [One that has already been fixed up or is brand new] then you will only make money in an automatic property market, where prices are rapidly increasing.
Steve McKnight

I want to know about the property that’s been for sale the longest, or the ugliest house, or the one that the vendor is keenest to negotiate a quick sale for. But – buying a property problem that you don’t know how to solve (or that you don’t even know who to turn to for advice on how to solve) is a sure-fire way of losing lots of money.
Steve McKnight

The aim in less prosperous property times is to make less profit per deal, but more often so you end up with more overall.
Steve McKnight

Try to identify areas that are benefiting from jobs and/or wages growth. Experience shows that housing values rise sharply when people have more money to spend.
Steve McKnight

Values increase according to buyers’ perception of potential scarcity.
Steve McKnight

If you want to sell quickly then make sure you leave some profit in the deal for the next person.
Steve McKnight

The area you choose to invest in must be congruent with your chosen investment strategy.
Steve McKnight

Don’t buy an opinion… do your own independent research.
Steve McKnight

The more things you leave to chance, the more chance there is that things will go wrong!
Steve McKnight



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